Every year, I convince myself that I’m going to be more frugal with money. And every year, I fail.
It’s not that I’m irresponsible. I set a budget and follow it; I try to only purchase things I need…But I’m also very good at convincing myself I need things. I tend to convince myself that buying xyz will make me happy or somehow complete my life, and it ends up with me having things that are, sure, nice, but also unnecessary. And then 6 months down the line, I look at it and think why the heck did I buy it? I then end up thinking about how much I have in damn loans and end up kicking myself even more.
So this year, I’m going to try things little different, and the best way for me to do this is to share it with y’all and hold myself accountable!
What this entails:
This year, I will truly not be shopping. No more buying myself happiness (which is my normal go to when I’m having a bad day/week). Instead, I will also be making some changes to my mental/physical health that will hopefully make this not necessary.
This means, no spur of the moment purchases – everything must be thought out for at least 14 days and have a true demonstrable purpose.
So what has a purpose/is allowed?
- replacing clothing/shoe/accessory items that I already have that either don’t fit or are worn out.
- personal items (makeup, skincare) that is an “empty” and that I actually use regularly
- trip items – I have a cold trip coming up and definitely need a jacket that is packable but still warm! (my parka from DC is not a packable jacket)
- books! I really want to get back into reading in 2020, and while Amazon Kindle Unlimited is great, not every book is on there and sometimes, you just have to buy them.
What isn’t allowed?
- new clothing/shoe/accessory items
- new “home” items – I’ve recently become obsessed with HomeGoods and can spend way too much money here. Realistically, there is nothing additional I need for my home and I need to remember this.
- this might change if I change apartments, as my current one is furnished and I would need to invest in a bed + dresser + nightstands + coffee table
- purchasing BOGO food – this one might sound weird, but I am so easily swayed by Publix’s BOGO sales that I have somehow ended up with 5 EVOOs…clearly not necessary. So I need to use up all of my food staples before I’m allowed to purchase anything new
- buying fast food (and this includes soda) – I would say this is my biggest “wasteful” habit. Being in the Emergency Department, we tend to order in food a lot…and I mean a LOT. I also have a tendency to get pretty intense migraines at work and then I end up buying a soda and it’s just a giant expense.
- caveat – I will allow myself to go to a “not fast food” meal twice a month. because I think going out to eat is an experience (especially with friends/loved ones) that is more than just what you pay for.
Additionally, no more scrubs. I have 8 embroidered pairs + 4 pairs of “fun” colors. As much as I love Figs and their marketing convinces me I need the new colors, I do not need the new colors…
Do I think this will work? ehhh…perhaps…Its definitely a little extreme and I am well aware of that!
Do I think I will grow a lot from the experience? Actually, yes. If anything, I’m hoping that this will be a step in the right direction for my becoming more consciousness and using purchases less as a crutch. We’ll see how it goes!
Also, in 2020, I am making some changes to Stethoscope and Sparkle, in case you couldn’t tell from all the posts being down. I’ll talk a little bit more about this later! But please let me know your thoughts on a No Shop 2020!
And as always, feel free to subscribe to get emails with new posts sent directly to your inbox! I promise not to spam you (I actually probably send less emails than I should). And follow along on social media (FACEBOOK, INSTAGRAM, TWITTER) as I try to survive life as a PA-C with a stethoscope and some sparkle